Envelope budgeting for iPhone
Sound familiar?
How it works
Most budgets only tell you the damage afterwards. These two flows tell you before.
Budgeting
One lump sum is impossible to steer. Bills first — whatever survives goes into a few envelopes.
Bank sync shows up two days late. Typing it takes ten seconds and it's right immediately.
“Can I afford this?” stops being a guess. The envelope shrinks in front of you, line by line.
You think you know where it goes. A month of entries says where it actually went.
Every envelope, every transaction, every month — out to Excel or PDF in two taps. Your budget lives on your phone, not on my server, and it walks out the door with you.
Tap the row on the screen.
Saving
“Save more” never happens. An amount and a date does — that's the whole setup.
No math about whether you're on track: what's left divided by the days left, per day, week or month.
Leftovers quietly turn into next month's spending. Send them to the goal instead.
Willpower runs out; a photo doesn't. Pin the thing you're saving for.
Scroll to step through, or tap a number.






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