Budget of the day

A different envelope breakdown every day. Today it is this one.

How to budget $30,000/year (about $1,950/month take-home) as a couple A complete envelope budget for $30,000/year (about $1,950/month take-home) as a couple: 11 envelopes with exact dollar amounts, including $663 for rent / housing and $98 toward savings.

On $30,000/year (about $1,950/month take-home) as a couple, a workable envelope split is $663 for rent / housing, $98 to savings, and the rest divided across 9 more envelopes. Assign every dollar before the month starts.

Today's guide

How do I budget with an irregular or freelance income? Budget from your lowest recent month rather than your average, fund essentials first in strict priority order, and route surplu...

Build your own

Envelope Budget puts these envelopes on your phone — assign every dollar, then log spending as it happens.

Get Envelope Budget